Debt Doesn’t Always Have To Mean Defeat.
January 13, 2018 by ThySista
Filed under Business, Money, Opinion, Weekly Columns
(ThySistas.com) Financial hardships
Many people out there live a lot of their life being controlled by debt, and because of this they have no money to enjoy themselves! It can become a painful experience if all you do is work to make up for previous financial errors, there are times where you won’t feel as if you can keep it up. For those who fail to keep up with their debts, you may find them building up more and more. Even more so if your mental health starts to decline too, so what can you do to get out of it? Well, just because your financial situation feels hopeless, it doesn’t mean that all is lost. There are options out there for everyone, even with bad credit.
Bad credit is something that you carry with you if you have difficulty paying your bills on time, and it’s what lenders will use to determine
if they should loan money to you. No one wants to loan their money if they fear they won’t get it back, and at this point, that’s fully understandable. It’s not all doom and gloom for you if you have bad credit, there are companies out there who are willing to support your financial needs. You may even want to look at a debt consolidation loan for bad credit. With this, you gain control over your debts and can pay for them in a more organised and steady environment. You take away our debts by gaining another. As odd as it sounds, this is an easier and less stressful option for you, especially if you find it difficult to keep up.
You can find your own ways to keep up too; many people look for alternative ways in which they can make money, like a second job or some kind of production. It’s not uncommon for people to make and sell art on the side as their second income. While it may not be something that suits you, there’s always something you can learn and pick up if you wanted to make a little more!
Mental victory
If you’ve spent your life fighting off debt, like mentioned before, it can start to affect your mental health. Everyone needs to feel satisfaction in their life; else life can become meaningless and start to feel as if life isn’t something you want. Without purpose, you may find yourself slipping into depression and other mental issues, so finding your way out of this debt as soon as possible can help you in more ways than one. Overcoming your debt will be a huge weight off of your shoulders, and you’ll be able to live more freely; finally being able to live for yourself rather than your lenders!
Even without the debt life can start to get stale, many people prefer to put their money away instead of spending on themselves every now and then. It’s great to have some money saved for the future, but making sure you’re able to live in the moment too is essential to our everyday living. Even if you only spend on small items, making sure you have some factors in your life that you enjoy and things you’re able to look forward to is what can get you through the week.
Staff Writer; Carla Ford
