(ThySistas.com) It’s a fact of life that, sooner or later, we will pass away. It’s not something we like to think about and it’s certainly not something we enjoy talking about. Sadly, there comes a time when you need to understand the responsibilities of preparing for the inevitable. The sooner you get everything sorted out, the easier it will be for the people you leave behind. It sounds daunting, but don’t worry. Everyone has to go through this at some point in life, and it’s to get it done nice and early before it’s too late.
Writing a Will and Testament
Your last will and testament are required to help decide what happens to your assets and children once you pass away. If you don’t own any assets or properties, then a simple will should be enough. Take a look at this article from LegalZoom.com to learn more about what a simple will is. You can often create a draft of a 
will on your own, but you’ll need the help of professionals to make it professional.
An important part of your will is to name the executor. The title is intimidating, but it’s really just a fancy word to describe the person that will carry out all of the things you describe in your will. Your executor should be someone you trust with everything that you’re going to leave behind, and you’ll also need to find a probate lawyer to help them get the job done. You can learn more at EastBayAttorney.com if you want to find a suitable probate lawyer for the future, or if you just want to learn how the process works.
Lastly, you’re going to need signatures from witnesses if you want your documents to be legally binding. This can’t be anyone who is directly related to you or listed in your will. You can ask friends, neighbours or even your family doctor to witness your will. They will need to be present and sign when your documents are finalised.
Organise your finances
The last thing you want to do is leave behind debts or other financial trouble that you can’t pay off. These debts will eat into whatever cash you have left for your loved ones, and if you build up a sizable debt there’s a chance that they will receive nothing because you owed too much money.
Try your best to live as frugally as possible in your later years. This is to ensure that you can pay off everything you owe so you don’t leave behind an empty estate. Remember to take out a life insurance policy so that you can get help with paying for things like funeral costs and also to assist in paying off any debts that you could still have when you pass away.
Talking about the inevitable is never pleasant, but what’s even more unpleasant is failing to prepare and leaving nothing behind for your loved ones. It’s tough, but you need to stay strong so that you can get ready for the day you pass away.
Staff Writer; Latasha Jones